Clarity From Coverage Through Resolution.
Insurance Coverage, Bad Faith, & First-Party Litigation
Hermes Law helps insurers navigate complex coverage and first-party matters from the earliest stages of a claim through litigation and appeal. Our attorneys combine practical coverage advice, strategic investigation, and experienced litigation defense to protect our clients’ contractual and business interests.
Insurance Coverage and First-Party Defense Leadership
Led by Partner Justin Broome, Hermes Law advises and represents insurers in coverage matters, first-party disputes, and related litigation. Our approach combines careful policy analysis with practical, responsive counsel focused on moving matters toward resolution.
From pre-suit investigation and coverage evaluation to litigation, trial, and appeal, our attorneys work closely with clients to develop strategies tailored to the issues, exposures, and business considerations at stake.
Justin Broome
PARTNER
Practical counsel from the first coverage question through final resolution.
Built for Resolution
Coverage and first-party matters often require decisions long before litigation begins. Hermes Law helps clients evaluate the issues early, develop a clear strategy, and remain prepared when disputes escalate.
Our approach focuses on:
Early Coverage Analysis
Evaluate policy language, facts, and potential exposure to identify key issues and guide early decisions.
Strategic Claim Investigation
Coordinate investigations, examinations under oath, experts, and consultants to develop the facts needed for informed decisions.
First-Party Litigation Defense
Defend insurers against contractual, statutory, and extra-contractual allegations when coverage disputes become lawsuits.
Resolution-Focused Counsel
Develop practical strategies from pre-suit investigation through mediation, trial, and appeal with the client’s broader business objectives in mind.
Insurance Coverage and First-Party Services Include:
✓ Residential and commercial property claims
✓ Policy interpretation and coverage analysis
✓ Coverage opinions
✓ Pre-suit claim investigations
✓ Examinations under oath
✓ Coordination of experts and consultants
✓ Appraisal counsel and representation
✓ Catastrophic and weather-related property matters
✓ Breach of contract litigation
✓ Texas Insurance Code claims
✓ Texas Deceptive Trade Practices Act claims
✓ Bad faith and duty of good faith and fair dealing claims
✓ Mediation, trial, and appellate representation
Coverage Guidance Before a Dispute Becomes Litigation
Coverage decisions can shape the direction of a matter well before a lawsuit is filed. Hermes Law works with insurers to evaluate policy language, investigate the underlying facts, assess potential exposure, and develop a strategy grounded in the terms of the policy and the circumstances of the claim.
Our attorneys assist with examinations under oath, coordinate outside experts and consultants, provide coverage opinions, and counsel insurers participating in the appraisal process. When matters involve significant property damage or time-sensitive issues, we work closely with clients and experts to evaluate cause and origin, coverage, and opportunities for early resolution.
The goal is straightforward: give clients the information and legal analysis they need to make informed decisions as early as possible.
Practical Counsel Beyond the Dispute
Not every legal issue begins with litigation. Hermes Law also assists clients with business and contractual matters where clear legal guidance can help reduce uncertainty and prevent future disputes.
Our attorneys advise on contract review, operating agreements, contractual rights and obligations, and related business matters. When a contractual disagreement develops, our litigation experience allows us to evaluate the issue with both the immediate business objective and potential litigation exposure in mind.
This combination of transactional awareness and litigation experience helps clients make practical decisions before, during, and after a dispute.
Experience Across Complex First-Party Matters
Hermes Law has represented insurers in first-party property matters involving residential and commercial real estate, significant weather events, coverage disputes, and allegations of statutory and extra-contractual liability.
Certain Underwriters at Lloyd’s of London
Handled first-party property claims and lawsuits arising from large-scale weather events, including hailstorms and other adverse weather, with experience navigating matters involving the London insurance market and Lloyd’s underwriting and brokerage processes.
Bad Faith and Statutory Claims
Successfully represented Certain Underwriters at Lloyd’s of London in first-party property litigation involving allegations of breach of contract, bad faith, negligence, and violations of the Texas Insurance Code and Deceptive Trade Practices Act.
Commercial Property
Obtained an early resolution for Certain Underwriters at Lloyd’s of London in first-party property litigation involving commercial real estate.
Residential Property
Successfully represented Certain Underwriters at Lloyd’s of London in first-party litigation involving residential real estate.
Time-Sensitive Investigations
Worked closely with teams of experts to respond to time-sensitive matters, evaluate cause and origin, analyze potential coverage, and pursue early resolution when appropriate.
Whether a matter begins with a coverage question, a complex property claim, or a lawsuit, Hermes Law provides clear counsel and experienced representation at every stage.
We work with insurers to understand the issues early, make informed decisions, and develop strategies focused on efficient, effective resolution.
Clear analysis. Responsive counsel. Focused defense.